Beyond rent and daycare, they spend Rs 10,000 on groceries, fruits, vegetables and milk. Daily commute expenses come next at Rs 8,500, which includes petrol, auto rides and metro fare. Baby diapers add another Rs 3,000 to the list, while utility bills amount to Rs 2,000 (Rs 1,000 for electricity and Rs 1,000 for gas).
After covering all these costs, the family is left with just Rs 8,000 at the end of the month. “Going to be savings plus emergency fund for a month,” the couple noted, reflecting how tight the budget truly is.
What makes their situation even more challenging is the lack of any assistance from the family. The couple receives no support as they had married against their families’ wishes, the post revealed.
The wife, who only has one hour of spare time each day, is now looking for opportunities to earn from home. “Would really appreciate help with: Genuine part-time work ideas for 1 hour/day, expense control hacks (without compromising baby’s needs), how you track and control spending daily, any success stories from similar situations,” she wrote.
The post reflects the struggles faced by many young families trying to balance financial discipline with the demands of raising a child. Their story highlights the challenges of running a household on a modest income in a metro city. It also points to the importance of budgeting wisely, working together as a couple and making thoughtful choices to prioritise a child’s wellbeing.
