[ad_1] <br><img src="https://fortune.com/img-assets/wp-content/uploads/2025/01/GettyImages-2192438855-e1736526459246.jpg?w=2048" /><br>Insurers can incorporate reinsurance costs in their calculations for what they will charge consumers. <a href="https://fortune.com/2025/01/12/la-wildfires-california-fire-insurance-rule-risk-prone-areas-rate-hikes/">Read More</a> <br><a href="https://fortune.com/2025/01/12/la-wildfires-california-fire-insurance-rule-risk-prone-areas-rate-hikes/">Read More </a>