Customers are advised to plan their banking activities accordingly, particularly in cities with multiple holiday closures.
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MURALI KUMAR K
The Reserve Bank of India has announced the bank holiday schedule for January 2026, with some cities set to observe up to seven days of closure during the month, including Sundays and the second and fourth Saturdays.
Banks across India will remain closed on January 1 for New Year’s Day, with additional closures in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, and Shillong for Gaan-Ngai celebrations. On January 2, banks in Aizawl, Kochi and Thiruvananthapuram will observe holidays for New Year celebrations and Mannam Jayanthi.
Republic Day on January 26 will see nationwide bank closures across all locations except Bhopal, Chandigarh, Dehradun, Kanpur, and Srinagar. This marks one of the few pan-India holidays during the month.
Regional festivals dominate the mid-month calendar. Makar Sankranti and related harvest festivals will close banks in multiple States between January 14 and 17. Banks in Ahmedabad, Bhubaneswar, Guwahati and Itanagar will shut on January 14, while southern States including Bengaluru, Chennai, Hyderabad and Vijayawada observe holidays on January 15. Chennai will see additional closures on January 16 and 17 for Thiruvalluvar Day and Uzhavar Thirunal, respectively.
January 23 marks bank closures in Agartala, Bhubaneswar and Kolkata for the birthday of Netaji Subhas Chandra Bose, Saraswati Puja, and related observances.
Customers are advised to plan their banking activities accordingly, particularly in cities with multiple holiday closures. Digital banking services, including mobile banking, internet banking, and ATM services, will remain operational throughout these holidays.
The RBI releases the annual holiday calendar to help banks and customers prepare for scheduled closures. These holidays include national observances and State-specific festivals that vary across India’s diverse regions. Banks also remain closed on all Sundays and the second and fourth Saturdays of every month as per standard practice.
Published on December 29, 2025
